RAC

Contact us today and find out how the RAC can help your business.
Sales enquiries: 0844 241 3023

Property Owner Insurance

Cover for your
properties including
owners liability

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Cover for your<br />properties including<br />owners liability_img

Whether you own a single shop, residence or factory or you are amassing a large portfolio, the last thing you want is for your insurance to hinder rather than support your investments.

We cover properties let to professionals, students and DSS tenants, and whichever policy you choose Property Owner’s liability cover is standard. Plus with some policies you get contents insurance included at no extra charge.

Common covers are:

  • Buildings insurance - protects you from the costs of damage caused to your building by a range of risks such as fire, malicious damage or flooding
  • Contents cover - Protects your contents/stock from theft or being destroyed by a range of risks such as fire, malicious damage or flood
  • Loss of Rent cover - Provides cover for a specified period for loss of rental income following damage to your rental property, caused by a range of risks such as fire, malicious damage or flooding. The period you select will depend upon the type and complexity of property.
  • Property owners liability - provides cover for legal expenses should someone sue you as a direct result of your property causing them injury
  • Public liability – covers your legal responsibility for injury caused to the public or damage to their property due to fault of you or your staff
  • Employers’ liability – required by law if you have any employees and protects your legal responsibility for accidental death or bodily injury caused to your employees arising out of activities connected to your business

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Or call us on 0844 892 1757* today.

* 0844 calls are charged between 1p and 13p per minute for landline customers. Calls may be recorded and/or monitored. Lines are open Monday – Friday, 9am – 5.30pm.


Why Choose Us?

  • Tailor made policies to suit your individual business
  • UK business centre
  • Competitive premiums
  • Immediate cover available
  • Fast and friendly service from our highly trained and expert staff
  • Cover available for individuals, small and medium-sized businesses


Optional Extras

  • Option to add reimbursement of rent in the event of an insured risk, such as fire
  • Alternative accommodation should the property become uninhabitable
  • Cover for periods of vacancy, such as in between tenancy agreements
  • Option to insure against accidental damage caused by tenants
  • Money cover - covers theft of money from your premises or whilst in transit to or from your bank

RAC Insurance is a registered trade mark used by Towergate Underwriting Group Ltd under licence from RAC Financial Services Ltd trading as RAC insurance. Towergate Underwriting Group Ltd is authorised and regulated by the Financial Conduct Authority, registered in England with company number 4043759. Registered Address: Towergate House, Eclipse Park, Sittingbourne Road, Maidstone, Kent, ME14 3EN. RAC Financial Services Limited is authorised and regulated by the Financial Conduct Authority, registered in England with company number 05171817. Registered Address: RAC House, Brockhurst Crescent, Walsall, WS5 4AW.