Few businesses set out to make mistakes but they do happen. Whether there has been a genuine error or simply a difference of opinion between you and your client, the threat of legal action, compensation, lost earnings and even the cost of having to put a mistake right can seriously threaten the profitability and even the future of any small business.

Any professional who gives advice should carefully consider the quality of their insurance, because there is a danger that disputes can culminate in large legal expenses bills, or worse; compensation and damages payments.

Common areas covered are:

  • Professional Indemnity – this applies to the advice you give to your clients, and protects you in the event of any errors or omissions on your part, which lead to loss or injury. This type of cover is specifically excluded if you just arrange and rely upon traditional Public Liability insurance.
  • Libel & Slander – you may write articles for trade journals or magazines, and this section of the policy would cover you against any liability from this type of activity
  • Public liability – covers your legal responsibility for injury caused to the public or damage to their property due to fault of you or your staff
  • Products liability - protects your legal liability for injury or damage caused to the public arising from the supply of goods in connection with your business


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Or call for a quote on 0344 892 1757.

Why Choose Us?

  • Tailor made policies to suit your individual business
  • UK business centre
  • Competitive premiums
  • Immediate cover available
  • Fast and friendly service from our highly trained and expert staff
  • Cover available for sole traders, small and medium-sized businesses

Optional Extras

  • Negligence - provides cover should you give incorrect advice or make a mistake
  • Unintentional infringement - covering copyright, trademarks or broadcasting rights
  • Loss of professional documents/data - cover includes damaged, missing or destroyed data belonging to a client
  • Dishonesty - provides cover should a director, employee or self-employed freelancer contracted to your business be involved in a theft from the client
  • Defamation - provides cover where you have used or produced any material about other companies that may cause offence

Cover is subject to insurers underwriting criteria, policy terms and conditions available on request.

03 numbers are charged at national call rates and included in inclusive minute plans from landlines and mobiles. Calls may be monitored and/or recorded.

RAC Insurance is a registered trade mark used by Towergate Underwriting Group Ltd under licence from RAC Financial Services Ltd trading as RAC insurance. Towergate Underwriting Group Ltd is authorised and regulated by the Financial Conduct Authority, registered in England with company number 4043759. Registered Address: Towergate House, Eclipse Park, Sittingbourne Road, Maidstone, Kent, ME14 3EN. RAC Financial Services Limited is authorised and regulated by the Financial Conduct Authority, registered in England with company number 05171817. Registered Address: RAC House, Brockhurst Crescent, Walsall, WS5 4AW.