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Office / Surgery Insurance

Protection for
businesses, surgeries
and clinics

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Protection for<br />businesses, surgeries<br />and clinics_img

Office insurance is there to protect your business premises and contents. It also covers your responsibilities to employees and members of the public should any unforeseen accidents happen while on your premises, causing injury or damage.

Surgery insurance is tailor made for doctors, dentists, opticians, vets and alternative therapy practitioners. A wide range of covers are available from building insurance to business interruption right down to legal expenses and deterioration of vaccines.

Common covers are:

  • Employers’ liability – required by law if you have any employees and protects your legal responsibility for accidental death or bodily injury caused to your employees arising out of activities connected to your business
  • Public liability - covers your legal responsibility for injury caused to the public or damage to their property due to fault of you or your staff. £2,000,000 as standard with higher limits available if required
  • Contents – covers loss or damage to your contents on an 'all risks' basis
  • Business interruption – provides financial assistance for an agreed period of time for business overheads that result from considerable interruption to your trading, following a fire or other insured peril
  • Money including personal accident (assault) – covers theft of money from your premises or whilst in transit to or from your bank.Products liability up to £2,000,000 - protects your legal liability for injury or damage caused to the public arising from the supply of goods in connection with your business
  • Glass - Provides cover for the replacement of broken or damaged glass caused to your business including shop front, windows and glass in display cabinets

Get a quote Call me back


Or call us on 0844 892 1757 today.

Calls may be recorded for monitoring and training. Lines are open Monday – Friday, 8am – 6pm.


Why Choose Us?

  • Tailor made policies to suit your individual business
  • UK business centre
  • Competitive premiums
  • Immediate cover available
  • Fast and friendly service from our highly trained and expert staff
  • Cover available for sole traders, small and medium-sized businesses


Optional Extras

  • Legal expenses
  • Goods in Transit – protects against loss or damage caused to goods on the move in the UK
  • Access to a dedicated risk management service
  • Cover for frozen or chilled foods and other perishable goods – variable limits available
  • Option for “all risks cover” for medical equipment
  • 24 hour advice lines for health and medical assistance, emergency assistance, glazing, legal advice and stress counselling
  • Refrigerated drugs and vaccines