Sales enquiries: 0844 891 3111


Office / Surgery Insurance

Protection for
businesses, surgeries
and clinics

Get a quote

Protection for<br />businesses, surgeries<br />and clinics_img

Office insurance is there to protect your business premises and contents. It also covers your responsibilities to employees and members of the public should any unforeseen accidents happen while on your premises, causing injury or damage.

Surgery insurance is tailor made for doctors, dentists, opticians, vets and alternative therapy practitioners. A wide range of covers are available from building insurance to business interruption right down to legal expenses and deterioration of vaccines.

Common covers are:

  • Employers’ liability – required by law if you have any employees and protects your legal responsibility for accidental death or bodily injury caused to your employees arising out of activities connected to your business
  • Public liability - covers your legal responsibility for injury caused to the public or damage to their property due to fault of you or your staff. £2,000,000 as standard with higher limits available if required
  • Contents – covers loss or damage to your contents on an 'all risks' basis
  • Business interruption – provides financial assistance for an agreed period of time for business overheads that result from considerable interruption to your trading, following a fire or other insured peril
  • Money including personal accident (assault) – covers theft of money from your premises or whilst in transit to or from your bank.Products liability up to £2,000,000 - protects your legal liability for injury or damage caused to the public arising from the supply of goods in connection with your business
  • Glass - Provides cover for the replacement of broken or damaged glass caused to your business including shop front, windows and glass in display cabinets

Get a quote Call me back

Or call us on 0844 892 1757* today.

* 0844 calls are charged between 1p and 13p per minute for landline customers. Calls may be recorded and/or monitored. Lines are open Monday – Friday, 9am – 5.30pm.

Why Choose Us?

  • Tailor made policies to suit your individual business
  • UK business centre
  • Competitive premiums
  • Immediate cover available
  • Fast and friendly service from our highly trained and expert staff
  • Cover available for sole traders, small and medium-sized businesses

Optional Extras

  • Legal expenses
  • Goods in Transit – protects against loss or damage caused to goods on the move in the UK
  • Access to a dedicated risk management service
  • Cover for frozen or chilled foods and other perishable goods – variable limits available
  • Option for “all risks cover” for medical equipment
  • 24 hour advice lines for health and medical assistance, emergency assistance, glazing, legal advice and stress counselling
  • Refrigerated drugs and vaccines


RAC Insurance is a registered trade mark used by Towergate Underwriting Group Ltd under licence from RAC Financial Services Ltd trading as RAC insurance. Towergate Underwriting Group Ltd is authorised and regulated by the Financial Conduct Authority, registered in England with company number 4043759. Registered Address: Towergate House, Eclipse Park, Sittingbourne Road, Maidstone, Kent, ME14 3EN. RAC Financial Services Limited is authorised and regulated by the Financial Conduct Authority, registered in England with company number 05171817. Registered Address: RAC House, Brockhurst Crescent, Walsall, WS5 4AW.