Sales enquiries: 0844 891 3111


Liability Insurance

Liability cover for
professionals and
small businesses

Get a quote

Liability cover for<br />professionals and<br />small businesses_img

Every job that you undertake contains risks from which you need to protect yourself and other people. As an employer or business owner you have a legal responsibility towards your employees, customers and the public, which is why having the right insurance cover is vital. Our cover is available for sole traders, small and medium-sized businesses.

Tradesman’s Liability Insurance

Tradesman's Liability Insurance covers legal defence costs for alleged negligence or injury to the public or damage to third party property, and pays compensation if the business is found to have been at fault.

Public Liability Insurance

Covers your legal responsibility for injury caused to the public or damage to their property due to fault of you or your staff. This cover is available at a variety of limits. 

Liability Insurance - why choose the RAC?

  • Fast and friendly service from our expert staff in our UK business centre
  • Tailor-made policies with flexible levels of cover to suit business needs
  • Competitive premiums
  • Immediate cover available
  • Wide choice of policies from our panel of well-known insurers

Get a quote Call me back

Or call us on 0844 892 1757* today.

* 0844 calls are charged between 1p and 13p per minute for landline customers. Calls may be recorded and/or monitored. Lines are open Monday – Friday, 9am – 5.30pm.

Liability Insurance Package

We offer a range of optional extras so that you can get the cover that your business needs. 

  • Employers’ liability – required by law if you have any employees and protects your legal responsibility for accidental death or bodily injury caused to your employees arising out of activities connected to your business. Cover can be extended for temporary employees
  • Contract works - provides protection for your construction projects (both permanent and temporary), along with cover for theft and damage for any materials you are using on those projects
  • Tools – provides insurance for the tools of your trade, without which you may be unable to work

RAC Insurance is a registered trade mark used by Towergate Underwriting Group Ltd under licence from RAC Financial Services Ltd trading as RAC insurance. Towergate Underwriting Group Ltd is authorised and regulated by the Financial Conduct Authority, registered in England with company number 4043759. Registered Address: Towergate House, Eclipse Park, Sittingbourne Road, Maidstone, Kent, ME14 3EN. RAC Financial Services Limited is authorised and regulated by the Financial Conduct Authority, registered in England with company number 05171817. Registered Address: RAC House, Brockhurst Crescent, Walsall, WS5 4AW.